Getting A Loan

For The First Time

First Time Home Buyer Options

Buying a home can be stressful. When working with myself and my experienced team you'd never know it!

 

We are a fully salaried, non commissioned team of home loan experts who's only job is to get YOU into the home of your dreams. On time, Every Time. 

Loan Options: 

  • 0% Down USDA Loan (Specifc Areas Only)

  • 0% Down VA Loan (Veterans and Spouses)

  • 3% Down Conventional Loan (Can be gifts)

  • 3.5% Down FHA Loan

  • 4% WA State Down Payment Assistance

    • Can be â€‹used in conjunction with...

      • USDA

      • VA

      • FHA

      • Conventional

Borrowing Power

Borrow up to 57% of your debt to income. This means how much you make vs. how much you owe each month. 

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Speed to Close

Close in as little as 10 business days! Average closing expectation is 30 days or less. 

*Call for exceptions 

Minimum Credit Score

The minimum credit score a typical borrower will need to have is as low as 580.

*Call for exceptions 

Minimum Down Payment

Purchase with as little as 0% down. In many cases the funds can be gifted. 

*Call for exceptions 

Have More Questions?

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Wesley Wyrick | Vice President Of Sales | NMLS  1067576​ | 3818 Teays Valley Rd, Hurricane WV 25526

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NMLS      |      FAIR LENDER      |      FAIR HOUSING

Licensed by the Dept. of Business Oversight under the Kentucky Mortgage Company License MC81516;  L-158799; Ohio Mortgage Broker Banker Exemption MB.850056.000; Tennessee Department of Financial Institutions #122390; West Virginia Mortgage Lenders License # ML-24537; Licensed by the Tennessee Department of Financial Institutions 122390 NMLS ID #50635 (www.nmlsconsumeraccess.org) Victorian Finance, LLC DBA American Home Mortgage

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