Getting A Loan
For The First Time
First Time Home Buyer Options
Buying a home can be stressful. When working with myself and my experienced team you'd never know it!
We are a fully salaried, non commissioned team of home loan experts who's only job is to get YOU into the home of your dreams. On time, Every Time.
Loan Options:
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0% Down USDA Loan (Specifc Areas Only)
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0% Down VA Loan (Veterans and Spouses)
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3% Down Conventional Loan (Can be gifts)
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3.5% Down FHA Loan
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4% WA State Down Payment Assistance
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Can be ​used in conjunction with...
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USDA
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VA
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FHA
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Conventional
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Borrowing Power
Borrow up to 57% of your debt to income. This means how much you make vs. how much you owe each month.
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Speed to Close
Close in as little as 10 business days! Average closing expectation is 30 days or less.
*Call for exceptions
Minimum Credit Score
The minimum credit score a typical borrower will need to have is as low as 580.
*Call for exceptions
Minimum Down Payment
Purchase with as little as 0% down. In many cases the funds can be gifted.
*Call for exceptions