Getting A Loan

Jumbo

Jumbo Loans

A jumbo loan is a mortgage that is not guaranteed or insured by any government agency. These loans are specifically for borrowers who need a loan that exceeds the Conventional, FHA, VA, or USDA limits. 

Loan Benefits: 

  • Can be a fixed rate or adjustable rate

  • Can be a 30 year term down to a 15 year term

  • Can be funded (start to finish) in as little as 10 business days

  • Can be purchased with less than 20% down

    • Ask us about our Fairway Jumbo loans which require less than 20% down! ​

  • Can be used to purchase a primary, 2nd home/vacation property or investment home

Borrowing Power

Borrow up to 43% of your debt to income. How much you make vs. how much you owe.

*Contact us for your specific scenario. Exceptions do apply 

Speed to Close

Close in as little as 10 business days! Average closing expectation is 30 days or less.

 

*Contact us for your specific scenario.  

Minimum Credit Score

The minimum credit score a typical borrower will need to have is 680.

*Contact us for your specific scenario. 

Minimum Down Payment

Purchase with as little as 10% down. In some cases with no mortgage insurance.

*Contact us for your specific scenario. 

Have More Questions?

Wesley Wyrick | Vice President Of Sales | NMLS  1067576​ | 3818 Teays Valley Rd, Hurricane WV 25526

NMLS      |      FAIR LENDER      |      FAIR HOUSING

Licensed by the Dept. of Business Oversight under the Kentucky Mortgage Company License MC81516;  L-158799; Ohio Mortgage Broker Banker Exemption MB.850056.000; Tennessee Department of Financial Institutions #122390; West Virginia Mortgage Lenders License # ML-24537; Licensed by the Tennessee Department of Financial Institutions 122390 NMLS ID #50635 (www.nmlsconsumeraccess.org) Victorian Finance, LLC DBA American Home Mortgage

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