Getting A Loan
VA
VA Loans
A VA loan is a $0 down payment mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).
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Loan Benefits:
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Can be a fixed rate
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Can be a 30 year term down to a 15 year term
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Can be financed with as little as 0% down
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Can be funded (start to finish) in as little as 10 business days
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Dependent on VA appraisal turn times​
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Can allow veterans with lower credit scores and income to still qualify for a home loan
Borrowing Power
Borrow up to 50% of your debt to income (DTI). How much you make vs. how much you owe.
*Contact us for your specific scenario. Exceptions do apply
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Speed to Close
Close in as little as 10 business days! Average closing expectation is 30 days or less.
*Contact us for your specific scenario.
Minimum Credit Score
The minimum credit score a typical borrower will need to have is 580.
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*Contact us for your specific scenario.
Minimum Down Payment
Purchase with as little as 0% down. In many cases the funds can be gifted.
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*Contact us for your specific scenario.
