Getting A Loan

VA

VA Loans

A VA loan is a $0 down payment mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).

Loan Benefits: 

  • Can be a fixed rate

  • Can be a 30 year term down to a 15 year term

  • Can be financed with as little as 0% down

  • Can be funded (start to finish) in as little as 10 business days

    • Dependent on VA appraisal turn times​

  • Can allow veterans with lower credit scores and income to still qualify for a home loan

Borrowing Power

Borrow up to 50% of your debt to income (DTI). How much you make vs. how much you owe.

 

*Contact us for your specific scenario. Exceptions do apply

Speed to Close

Close in as little as 10 business days! Average closing expectation is 30 days or less.

 

*Contact us for your specific scenario. 

Minimum Credit Score

The minimum credit score a typical borrower will need to have is 580.

*Contact us for your specific scenario. 

Minimum Down Payment

Purchase with as little as 0% down. In many cases the funds can be gifted. 

*Contact us for your specific scenario. 

Have More Questions?

Wesley Wyrick | Vice President Of Sales | NMLS  1067576​ | 3818 Teays Valley Rd, Hurricane WV 25526

NMLS      |      FAIR LENDER      |      FAIR HOUSING

Licensed by the Dept. of Business Oversight under the Kentucky Mortgage Company License MC81516;  L-158799; Ohio Mortgage Broker Banker Exemption MB.850056.000; Tennessee Department of Financial Institutions #122390; West Virginia Mortgage Lenders License # ML-24537; Licensed by the Tennessee Department of Financial Institutions 122390 NMLS ID #50635 (www.nmlsconsumeraccess.org) Victorian Finance, LLC DBA American Home Mortgage

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