Getting A Loan

VA

VA Loans

A VA loan is a $0 down payment mortgage option available to Veterans, Service Members and select military spouses. VA loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).

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Loan Benefits: 

  • Can be a fixed rate

  • Can be a 30 year term down to a 15 year term

  • Can be financed with as little as 0% down

  • Can be funded (start to finish) in as little as 10 business days

    • Dependent on VA appraisal turn times​

  • Can allow veterans with lower credit scores and income to still qualify for a home loan

Borrowing Power

Borrow up to 50% of your debt to income (DTI). How much you make vs. how much you owe.

 

*Contact us for your specific scenario. Exceptions do apply

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Speed to Close

Close in as little as 10 business days! Average closing expectation is 30 days or less.

 

*Contact us for your specific scenario. 

Minimum Credit Score

The minimum credit score a typical borrower will need to have is 580.

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*Contact us for your specific scenario. 

Minimum Down Payment

Purchase with as little as 0% down. In many cases the funds can be gifted. 

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*Contact us for your specific scenario. 

Have More Questions?

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Wesley Wyrick | Vice President Of Sales | NMLS  1067576​ | 3818 Teays Valley Rd, Hurricane WV 25526

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NMLS      |      FAIR LENDER      |      FAIR HOUSING

Licensed by the Dept. of Business Oversight under the Kentucky Mortgage Company License MC81516;  L-158799; Ohio Mortgage Broker Banker Exemption MB.850056.000; Tennessee Department of Financial Institutions #122390; West Virginia Mortgage Lenders License # ML-24537; Licensed by the Tennessee Department of Financial Institutions 122390 NMLS ID #50635 (www.nmlsconsumeraccess.org) Victorian Finance, LLC DBA American Home Mortgage

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